Simple steps homeownerscan take now to protecttheir assets.Head of April King Legal Paul King explains why somehomeowners are doing too little, too late to protect theire doing toottle, too late to protect theirhard-earned assetsCare Cost FeesIf my grandfather had left hisIt allows the attorneys, perhapshalf of the house in trust to thechildren then when mygrandmother subsequentlyreceived care in her later life shewould only have been awith matters such as where thethe children, to deal with theA lot of people are still unawarethat if they nced care in later life.their assets will be means-tested bythe Local Authority to help pay forincapacitated, but also to dealPaul King, Head f April King Legalparent should be living and howthey should receive care."Your attomeys, again perhaps remains in place until you die tomy clients wbo had perhapstested on her own half of theThe Local Authority will look to house, but my grandfather's halltusc the assets of ahouse, but my grandfather's halfwould have been safe.The Lasting Power of Aorey This often comes as a big shockunless you want to cancel it." thought that all was in order andthat the family bloodline would14250, when the Local Authoritywill take over the fees.""Why should he have toyour children, must legally act init's registered, you don'tFor instance, my ownhe didn't receive anattorneys to act, ciany"You can choose arecently at the age of 92. Myil King lless. A burden has beentheir children and/or grandchildrengrandfather had died many years The important factor is that advises on the various options oved from the family at an lone day benefit under aearlier and left everything to her" couples need to act in advance available.one party dies or losesIf any of your children should diehusband or wife and thatshould then remarry, then yourWhen she needed care in the last"CoBloodline Trust Willsof her life, because myfor example, then they are o surprised to discover that The majority of April King'svg everything to theirber, the house and all the estatea posstion to do thiseven joint bank accounts eets have already madeother firms before approachingthe Firm A Mirror Will is whengrandchaildren wcouple leave everything toose out under thelidbe te ones toMS,couples to act now even if theycach other on the first deaththen to the children when thesecond partner dies. But modernWe've worked hardalmaotforesee care fees being an Attorney document""Worse still, someonePaul goes on to explain that most Attomey removes the burden on family life means these type ofclients he sees are surprised to children shoald ill health happen Wills leave a lot to chancelean remarriage usually cancels a further down the lineWill and makes the spouse next in It helps a family deal with bank Mirror Will leaving everything ears of hard work.would be in line to receiveJust as she died, she haddown to that lower limit ofE14,250 and that's all her childrengoneline to inherit, ahead of their ownchildren! Protecting your half ofto my wife and she remarries orgoes into care after my deaththen either the new husband oe"I've experienced this in my owny and I'm sure most pcopleand so on during atsThere are many myths about the ensures that your childrenheard of someone who has.ultimately inherit when theinherit most, if noe all, of myestate ahcad of my children.Bodline Trust Wills githeir assets from being used likeuvivorTrust Wills give greateryou are still in good mentalchildren are These typemain one is that aafter the death of my grandfather"These type of Wills not only giveyour children complete control andshould simply sign their housethe wholetestate could aveIf someone becomes ill throughnamed in my Mirroroption is lost and the familycertain that they will ceive from you, they also grantmeans testing. That's just not Lasting Power of Attorney Deputyship Order from the Court inheritantng-and turns of modern family life."n, this is because a The wording in these Wills statespeople often of Protectionget confused thinking thattheir executors can also deal with clients to plan ahcad and removesome other form of incapacity family.remarriage would cancel thethat any money left overbecause they have made a Will. "It is therefore a good idea forll my wife had peeviouslyfuture burden from the"Once again, all adults should bethere are children or a businessmust pass to any childrerngiving property away, going back assets if there is illnsess, stroke or anymade with me and make the newborm of them- your©April King 2017Sometimes people think that if while they are still alive.the gift is made seven years priorthen the house is safe. This is notthe it s made eavershould actually have thinking of this, particularly whem April King has prepared a free information packtwo documentsa will that dealsas the seven-year ruapplies to Inheritance Tax and notwith their estate on death, and a involvedLasting Power ofwhich is available by cal01384 886101Lines open Mon-Fri 8am-7pmdeals with their estate during theirThe solution is for couplesto lifetime," he says.about when you get older, that'stheof Anotwith finance, the other deals withhealth and welfare.ill, why do I need to"What my grandfather could havedone is leave his half of the housethey couldn't have it while hisalive. We call these Property Ttd now and one which canIn many ways it's similar toAttorneyBut they'reAprilKingissing the point. This isbe done in advance."myAprl King has 28 offices across the Midlandsbeattorneys should the need arise."Level Street, Brierlky Hill, West Midlands DYS IX)N

Date: 12 July 2017

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Simple steps homeowners can take now to protect their assets. Head of April King Legal Paul King explains why some homeowners are doing too little, too late to protect their e doing toottle, too late to protect their hard-earned assets Care Cost Fees If my grandfather had left hisIt allows the attorneys, perhaps half of the house in trust to the children then when my grandmother subsequently received care in her later life she would only have been awith matters such as where the the children, to deal with the A lot of people are still unaware that if they nced care in later life. their assets will be means-tested by the Local Authority to help pay for incapacitated, but also to deal Paul King, Head f April King Legal parent should be living and how they should receive care. "Your attomeys, again perhaps remains in place until you die tomy clients wbo had perhaps tested on her own half of the The Local Authority will look to house, but my grandfather's hallt usc the assets of a house, but my grandfather's half would have been safe. The Lasting Power of Aorey This often comes as a big shock unless you want to cancel it." thought that all was in order and that the family bloodline would 14250, when the Local Authority will take over the fees. " "Why should he have to your children, must legally act in it's registered, you don't For instance, my own he didn't receive anattorneys to act, ci any"You can choose a recently at the age o f 92. My il King lless. A burden has been their children and/or grandchildren grandfather had died many years The important factor is that advises on the various options oved from the family at an lone day benefit under a earlier and left everything to her" couples need to act in advance available. one party dies or loses If any of your children should die husband or wife and that should then remarry, then your When she needed care in the last "Co Bloodline Trust Wills of her life, because my for example, then they are o surprised to discover that The majority of April King's vg everything to their ber, the house and all the estate a posstion to do this even joint bank accounts eets have already made other firms before approaching the Firm A Mirror Will is when grandchaildren w couple leave everything toose out under thelidbe te ones to MS, couples to act now even if they cach other on the first death then to the children when the second partner dies. But modern We've worked hardalmaotforesee care fees being an Attorney document" "Worse still, someone Paul goes on to explain that most Attomey removes the burden on family life means these type of clients he sees are surprised to children shoald ill health happen Wills leave a lot to chance lean remarriage usually cancels a further down the line Will and makes the spouse next in It helps a family deal with bank Mirror Will leaving everything ears of hard work. would be in line to receive Just as she died, she had down to that lower limit of E14,250 and that's all her children gone line to inherit, ahead of their own children! Protecting your half of to my wife and she remarries or goes into care after my death then either the new husband oe "I've experienced this in my own y and I'm sure most pcople and so on during a ts There are many myths about the ensures that your children heard of someone who has. ultimately inherit when the inherit most, if noe all, of my estate ahcad of my children.Bodline Trust Wills gi their assets from being used likeuvivor Trust Wills give greater you are still in good mental children are These type main one is that a after the death of my grandfather "These type of Wills not only give your children complete control and should simply sign their house the whole t estate could aveIf someone becomes ill through named in my Mirror option is lost and the family certain that they will ceive from you, they also grant means testing. That's just not Lasting Power of Attorney Deputyship Order from the Court inheritantng- and turns of modern family life." n, this is because a The wording in these Wills states people often of Protection get confused thinking that their executors can also deal with clients to plan ahcad and remove some other form of incapacity family. remarriage would cancel the that any money left over because they have made a Will. "It is therefore a good idea forll my wife had peeviously future burden from the "Once again, all adults should be there are children or a business must pass to any childrern giving property away, going back assets if there is illnsess, stroke or any made with me and make the new borm of them- your ©April King 2017 Sometimes people think that if while they are still alive. the gift is made seven years prior then the house is safe. This is not the it s made eaver should actually have thinking of this, particularly whem April King has prepared a free information pack two documents a will that deals as the seven-year ru applies to Inheritance Tax and not with their estate on death, and a involved Lasting Power of which is available by cal 01384 886101 Lines open Mon-Fri 8am-7pm deals with their estate during their The solution is for couplesto lifetime," he says. about when you get older, that's the of A not with finance, the other deals with health and welfare. ill, why do I need to "What my grandfather could have done is leave his half of the house they couldn't have it while his alive. We call these Property Ttd now and one which can In many ways it's similar toAttorneyBut they're AprilKing issing the point. This is be done in advance." my Aprl King has 28 offices across the Midlands be attorneys should the need arise." Level Street, Brierlky Hill, West Midlands DYS IX)N

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